Having a good credit score is a very important thing to have. It will help you get better interest rates on important things like mortgages, auto loans, and many other things down the road. You are also looked at as more responsible to banks, simply because it takes discipline to have a good score in the first place.

Your credit score can range quite a bit. Although, the highest score you can have is an 800+. We’re not too sure on the exact number because certain people have certain limits usually around 800 or 850. Although, like I said, credit scores can range quite a bit, and each score means something different.

800+: This is the best score you can have! Feel proud if you have this score because it means you are very responsible and have a lot of discipline!

750-799: This is also a great range to be in! You’re almost to the top so keep up whatever you’re doing.

700-749: When you’re between these numbers it means you have a good score. It’s not the absolute best, but it’s still pretty good.

650-699: The closer you are to 700, the better. This score is still good but I wouldn’t want to drop below 650.

600-649: This score is now considered “ok”. It’s not good and it’s not bad. It could be better and it could be worse.

550-599: Now you’re starting to drop into the “bad” scores. You don’t want to go any farther down, but instead about 100 points up!

500-549: With this score range you most likely won’t get the best interest rates or even be considered for a loan.

499 and below: You need a lot of help with this score! Work on getting it up by paying your bills on time, paying off your debt and maybe even consider getting a secured credit card at this point!

Credit scores can range quite a bit! Do your best to stay above 650 and work on getting your score to 800+!